Thousands of people in Merseyside will be cut off from vital community services after Lloyds Banking Group (LBG) confirmed the closure of three more branches, according to local MP Anneliese Midgley. The Knowsley MP expressed profound disappointment and has called for an urgent meeting with LBG's chief executive, Charlie Nunn.
Branch Closures Announced
In a letter dated June 15, Ms Midgley asked LBG to justify its decision to close Lloyds Bank and Halifax branches in Huyton, scheduled for November, and Lloyds Bank in Kirkby, set to close in June 2027. She warned that these closures would significantly impact thousands of residents, businesses, and community organizations that rely on face-to-face banking services.
Ms Midgley acknowledged the rise of online and mobile banking but stressed that digital services cannot fully replace the role of local branches in communities.
LBG Response
A Lloyds Banking Group spokesperson confirmed they are in contact with the MP. Regarding Kirkby, the spokesperson noted that customers have access to one of the UK's largest branch networks, the nearby Post Office, a forthcoming Banking Hub, PayPoint, and leading apps with 24/7 messaging. However, LBG did not directly address questions about Huyton.
Banking Hub Denied for Huyton
Ms Midgley also highlighted LINK and Cash Access UK's recent decision not to open a banking hub in Huyton. In a letter to LINK CEO Josh Howells, she raised serious concerns about the lack of accessible banking services for Huyton residents and called for reconsideration.
She noted that communities across Knowsley have seen a steady loss of high street bank branches, leaving fewer options for face-to-face support. While Banking Hubs in Prescot and Kirkby have been welcomed, Huyton has been overlooked despite the closure of its final banks.
Impact on Residents
Ms Midgley emphasized that the cumulative impact of branch closures in Huyton has not been properly reflected in current banking provision. She argued that a banking hub would provide reliable access to cash, support local businesses, and ensure older and vulnerable residents are not left behind as banking moves online.
LINK's Position
LINK's chief commercial officer, Dr Chris Ashton, stated that LINK assesses access to cash, not banking. Following the branch closure announcements, LINK is satisfied that the community has good access to cash via the local Post Office and free ATMs. However, they will review Ms Midgley's appeal and respond in the coming weeks.
Customer Support
LBG confirmed it is contacting customers about alternative local banking services and offering support for vulnerable customers. Staff at the affected branches will be offered roles elsewhere in the business.
