The Department for Work and Pensions (DWP) has updated the Universal Credit health element, known as Limited Capability for Work and Work-related Activity (LCWRA), which provides extra financial support to over two million claimants with health conditions or disabilities. Since April 6, new rules have been introduced, and only two specific groups are now eligible for the higher rate of £429.80 per month, while others receive the lower rate of £217.26.
What Is the Universal Credit Health Element?
The health element is an additional payment added to monthly Universal Credit awards for people with health conditions or disabilities. It is designed to help cover the extra costs of living and reduced earning potential associated with these conditions. Previously, all eligible claimants received a flat rate of £423.27. Now, the amount depends on the severity and prognosis of the condition.
Who Qualifies for the Higher Rate?
To receive the higher rate of £429.80, you must fall into one of two categories:
- Have a severe health condition or disability that is unlikely to change
- Be nearing the end of your life
If your condition is deemed less severe or could potentially improve over time, you will receive the lower rate of £217.26. These rules apply only to people who start their Universal Credit claim after April 6, 2026.
Criteria for Severe Lifelong Condition
According to government guidance, all of the following must apply for you to qualify as having a severe, lifelong condition:
- You cannot work due to your condition or disability
- Your condition or disability will last your whole life
- Your condition will not get better
- You have been officially diagnosed by a health professional
If you are found to have a severe, lifelong condition during the Work Capability Assessment (WCA), you usually won’t need to have another assessment again. If you are nearing the end of life, you won’t need to have a WCA in the first place.
Joint Claims and Partner Entitlement
If you live with your partner and both of you have LCWRA, you will only receive one extra monthly amount. If only one of you is entitled to the higher rate, then you will receive the higher amount.
How to Apply and Report Changes
When applying for Universal Credit, you must report if you have a health condition or disability. This can include details such as needing support in work, requiring work to be suitable for your needs, or being unable to work temporarily or long-term because of your health. You must also report any change of circumstances as soon as possible, including if your health condition gets better or worse, or if you are diagnosed with a new condition.
