Amex vs Chase: Which Credit Card Offers the Best Travel Perks in 2024?
Amex vs Chase: Best Travel Perks Compared

Amex vs Chase: The Ultimate Travel Perks Showdown

When it comes to premium credit cards, American Express (Amex) and Chase are two of the biggest players in the UK market. Both offer impressive travel perks, but which one is right for you? Let’s break it down.

Amex Travel Benefits

Amex is renowned for its luxurious travel rewards, including:

  • Airport Lounge Access: Complimentary entry to over 1,200 lounges worldwide.
  • Travel Insurance: Comprehensive coverage, including medical and baggage protection.
  • Reward Points: Earn points on every purchase, redeemable for flights, hotels, and upgrades.

Chase Travel Perks

Chase, on the other hand, offers competitive benefits such as:

  • No Foreign Transaction Fees: Ideal for frequent travellers.
  • Cashback Rewards: Earn up to 1.5% cashback on all spending.
  • Flexible Redemption: Use points for travel, gift cards, or even Amazon purchases.

Which Card Should You Choose?

If you prioritise luxury and exclusive perks, Amex might be the better option. However, if you prefer straightforward cashback and no foreign fees, Chase could be the winner. Consider your spending habits and travel frequency before deciding.