AI Gold Rush Fuels Prenuptial Agreement Discussions Among Tech Couples
The artificial intelligence sector is generating unprecedented wealth, with staggering salaries and venture capital windfalls creating a new generation of potential millionaires. This financial revolution is prompting young couples working in tech to have candid conversations about money, assets, and prenuptial agreements before tying the knot.
Coverflow Co-Founder's Financial Strategy
Akash Samant, a 26-year-old co-founder of AI startup Coverflow, exemplifies this trend. His company, which serves insurance agencies, secured $4.8 million in venture capital funding last year. Samant earns between $120,000 and $160,000 annually while holding significant equity in his thriving business.
"It is not an expectation that I have to pay for everything for her," Samant told the New York Times regarding his long-distance girlfriend, Valeria Barojas, 24, who attends Arizona State University. "Ultimately, I'd like to do that, but that's not something that I do currently."
The couple, who met on a dating app shortly after Samant launched Coverflow in September 2024, have already discussed a prenuptial agreement. They plan to split housing costs proportionally to their incomes when living together.
Industry-Wide Phenomenon
This financial pragmatism is becoming commonplace in AI circles. A Blind survey revealed that nearly 25 percent of tech workers are reconsidering how they split costs in relationships due to industry dynamics. Approximately nine percent of 1,000 respondents said the AI boom has made them more seriously consider prenuptial agreements or financial protections.
Lauren Lavender, chief marketing officer at HelloPrenup, observed: "People in the Bay Area - because they work in an industry that could potentially be overtaken by AI - they're fully aware of the assets they have. They have a lifestyle that they want to protect."
High-Earners Insist on Financial Safeguards
Gujri Singh, 31, an OpenAI sales team member earning $200,000 to $300,000 annually, considers prenuptial agreements non-negotiable. "I think what I have today will not be totality of what I earn in my career," she stated. "I'm, quite frankly, just getting started."
The competitive AI landscape features companies like OpenAI, Anthropic, and Elon Musk's xAI offering extraordinary compensation packages. According to private market research platform Sacra, publicly listed offerings could create approximately 16,000 new millionaires.
Addressing the AI Bubble Concerns
Sam Mockford, an associate wealth adviser at Citrine Capital, noted that prenuptial discussions often stem from fears about the AI bubble eventually bursting. "A prenup is thinking about the near future and the far future and the what-if future," Mockford explained. "And when you're looking at equity, there's a lot that's variable about your future wealth."
Non-Traditional Financial Arrangements
Megan Lieu, 29, founder of ML Data, experienced her earnings skyrocket after ChatGPT's November 2022 launch. Her company, which creates AI and technology content and partners with Anthropic, Nvidia, Salesforce, and Adobe, generated over $660,000 in 2025 primarily through brand deals.
Lieu earns approximately five times more than her boyfriend, Daniel Kim, 32. They split mortgage payments equally on her Washington DC home, but Lieu covers more household expenses like homeowners association fees and utilities.
"Being in the world of content creation around AI has exposed me to a lot of other women and families and people who have this kind of nontraditional household - where sometimes it is the woman contributing more," Lieu shared.
While the couple has discussed prenuptial agreements, Kim views marriage differently: "When you agree to get married, you're kind of agreeing to become one." He believes investment success shouldn't be viewed individually since partners contribute indirectly through support and sacrifice.
Barojas echoed this perspective on relational contributions: "Everyone's effort is always going to look different to someone else's. My 100 percent can be someone's 50 percent, and vice versa."
As AI continues reshaping economic landscapes, these financial conversations are becoming integral to modern relationships in technology hubs, balancing romantic partnerships with financial prudence in an industry where fortunes can be made—and potentially lost—overnight.
