Martin Lewis Advocates for Health and Fitness in Retirement Planning
Financial guru Martin Lewis has issued a crucial recommendation for retirees and those nearing retirement, emphasising a non-monetary aspect of post-work life. During a recent episode of his BBC podcast, Lewis prompted retired listeners to share advice they wish they had received earlier, sparking a discussion on holistic well-being.
Focus on Health Span Rather Than Lifespan
One retiree highlighted the distinction between lifespan and health span, urging others to maintain muscle mass and physical capability. "Lifespan and health span are two separate things," they noted. "Enjoy your health span while you can. You want to be able to lift cabin bags at 80 and climb stairs without breathlessness."
Lewis, aged 53, endorsed this perspective, revealing his own daily exercise regimen. He stressed the importance of a varied fitness routine, stating, "Cardio is important, but weights are crucial, along with squats and the ability to rise from a chair."
Elaborating on the concept, Lewis explained, "Health span involves living as long as possible while remaining physically and mentally functional, enabling you to enjoy activities. Maximising health span is arguably more important than extending lifespan alone."
Routine, Purpose, and Social Connections
Another listener advised planning for structure in retirement, citing "routine, purpose, and social connection" as essential to avoid emptiness, even with ample savings. Lewis concurred, identifying four key pillars for longevity: exercise, sleep, nutrition, and social interaction.
"Social interaction is a vital component of health span," Lewis remarked. "These elements collectively sustain you as you age."
Discounted Fitness Options for Seniors
To support fitness in later years, many local councils and leisure centres offer free or reduced-rate memberships for individuals aged 60 or 65 and above. For instance, the Better leisure chain provides a senior membership for those aged 66+, granting access to gyms, pools, and facilities at competitive prices.
Prospective retirees are encouraged to inquire with their local authorities about available schemes, leveraging these opportunities to stay active affordably.
Financial Considerations Amidst Changes
While prioritising health, Lewis also reminded audiences to ensure financial preparedness. Individuals should verify their State Pension eligibility using the Government's online forecast tool, noting upcoming adjustments to access ages.
From April 2026, the State Pension age will incrementally rise from 66 to 67 by April 2028, underscoring the need for comprehensive retirement planning that balances fiscal and physical health.
