The Department for Work and Pensions (DWP) has issued an urgent warning to every citizen in the United Kingdom who holds a National Insurance number. Criminals are actively targeting this crucial piece of personal data to commit identity fraud, with devastating consequences for victims.
Alarming Rise in Identity Theft
Official reports reveal a shocking surge in identity theft across the UK. In just the first six months of 2025, there were 118,000 documented cases. Fraudsters who successfully steal a person's identity can use it to apply for loans, make insurance claims, and commit other financial crimes in the victim's name, leaving them with ruined credit and significant legal complications.
How Your CV Could Be a Gateway for Fraud
The DWP has identified a common but dangerous mistake people make when job hunting: including too much personal information on their CV. While it is necessary to have some contact details, you should never include your National Insurance number on your curriculum vitae.
Posting on the social media platform X, the DWP stated clearly: "Fraudsters look for personal details to steal your identity. Do not share your full address, date of birth or National Insurance number on your CV." A CV is often shared widely and can easily fall into the wrong hands, making it a prime target for scammers.
Beware of Sophisticated Recruitment Scams
Another prevalent threat involves fake employers contacting individuals who have posted their CVs on online job sites. These fraudsters pose as legitimate companies and may even offer a victim a job. The scam unfolds when the fake employer informs the candidate that certain fees must be paid to secure the position or for background checks.
In reality, these fees go directly into the scammer's pocket. The DWP emphasises that no genuine employer should ask for payment as part of the standard employment process.
Essential Steps to Protect Yourself from Scams
Protecting your personal and financial information requires constant vigilance. Here are some key actions you can take to stay safe:
Safeguard Your Personal Details: Never disclose personal or financial information to unverified sources. Memorising your bank details is safest, but if you must write them down, store them securely. Legitimate retailers will never ask for your PIN or online banking passwords.
Monitor Your Bank Statements: Regularly check your bank statements for any unfamiliar transactions. If you spot something suspicious, contact your bank's dedicated fraud line immediately to block your card and potentially claim a refund.
Secure Your Bank Cards: If you lose a card or suspect it has been stolen, contact your bank without delay to have it frozen. Many banking apps now allow you to do this instantly, which is faster than calling.
Be Wary of Suspicious Communications: Do not respond to emails or text messages if you are unsure of their origin. A fundamental rule is that no legitimate company will ever ask for your passwords or full bank details via email or text. Poor grammar and spelling are often red flags for phishing attempts.
Avoid Clicking Unknown Links: Refrain from clicking on links or downloading attachments from suspicious messages. Having reputable antivirus software installed on your devices can provide a vital layer of protection against malware and phishing attacks.
