The sister of a man facing a large medical bill after a motorbike crash in Thailand has urged others to check their travel insurance policies. Adam Davies, 28, from Dinas Cross, Pembrokeshire, suffered serious injuries including a fractured skull in the Boxing Day crash on the island of Ko Tao.
Adam's travel insurance, provided by Lloyds Bank, would not cover his medical expenses because he had been away from the UK for more than 31 consecutive days. His sister Jess Davies, 30, said while the policy was sold as worldwide travel insurance, it only covered one country for 31 consecutive days.
Following the crash, Adam was transferred to a hospital on Koh Samui, where he remains with his parents. His injuries include bleeding on the brain, a punctured lung, broken ribs, a broken clavicle, a broken scapula and a fractured ankle.
Jess has raised over £20,000 through an online fundraising page to pay for her brother's treatment. She urged others to read the small print of their policies, saying: 'I know it's annoying to look through… nobody really reads the small print, but I urge everybody to do it.'
A spokesperson for Lloyds Bank said: 'We would always encourage customers looking to travel abroad for an extended period of time to check the terms and conditions of their insurance.'
