A shop assistant has issued an urgent warning to anyone who pays by card after witnessing customers fall victim to a sophisticated banking scam that could empty their accounts.
The Distraction Technique That's Costing Shoppers Thousands
The retail worker, who wishes to remain anonymous, revealed how criminals are using a clever distraction method during transactions to gain access to people's bank accounts. "I've seen it happen multiple times," they explained. "Customers think they're just paying for their shopping, but they're actually being set up for significant financial loss."
How the Scam Unfolds
The fraud typically occurs when a customer is making a card payment. The criminal, often working with an accomplice, creates a distraction while the transaction is processing. "They'll ask you a question, drop something, or cause some other disruption right at the crucial moment," the shop assistant detailed.
During this brief moment of confusion, the scammer manages to manipulate the payment process in a way that gives them access to the victim's banking information or even initiates an unauthorized transfer.
Protect Yourself: Essential Safety Measures
Never let your card out of sight during transactions and always shield your PIN when entering it. Be particularly wary of anyone who tries to distract you while you're completing a payment.
If someone attempts to engage you in conversation or creates a disturbance during a transaction, consider pausing the payment process entirely until you can give it your full attention.
Regularly monitor your bank statements for any suspicious activity and set up transaction alerts if your bank offers this service.
What to Do If You Suspect Fraud
If you believe you've been targeted by this scam, contact your bank immediately to report the incident. They can freeze your account to prevent further unauthorized transactions.
Report the crime to Action Fraud, the UK's national reporting centre for fraud and cybercrime. Keep a record of all communications and transactions related to the incident.
Remember: staying vigilant and aware of your surroundings during financial transactions could be the difference between keeping your money safe and falling victim to these determined criminals.
