As temperatures drop across the UK, drivers are being warned about a costly windscreen mistake that could lead to fines of up to £300. The cold weather increases the risk of windscreen damage, and using a non-approved repairer could result in a hefty excess charge.
According to analysis by Defaqto, most comprehensive car insurance policies include windscreen cover, but excess charges vary widely. While 59% of policies have no excess for repairs, some charge up to £50 for a repair and £150 for a replacement. For third-party, fire and theft policies, 83% do not include windscreen cover at all.
Mike Powell, Insight Consultant at Defaqto, advises drivers to act quickly if they notice a chip, as it can worsen into a crack. He also warns against pouring boiling water on an icy windscreen, which can shatter it. Drivers should check their policy for excess details and use approved repairers to avoid unexpected costs.
