Thousands of households across Britain could be missing out on significant council tax savings during the ongoing cost of living crisis, according to shocking new research.
Analysis reveals that nearly £3 billion in council tax support remains unclaimed each year, leaving countless families struggling unnecessarily with bills they could legally reduce.
Who qualifies for council tax reduction?
The support scheme isn't just for those on benefits or universal credit. Many working households experiencing financial strain may be eligible for reductions they don't know exist.
"People often assume they won't qualify or are unaware these schemes even exist," explains a financial rights campaigner. "The system can be confusing, but the savings can be life-changing for families on tight budgets."
Key groups who might be eligible include:
- Low-income households regardless of employment status
- People receiving certain disability benefits
- Pensioners with limited income
- Students and live-in carers
- Those living alone or in specific property types
How much could you save?
The potential savings vary by local authority and individual circumstances, but many households could see their bills reduced by anywhere from 25% to 100%.
Some families could save over £2,000 annually depending on their council tax band and personal situation. With energy bills and food costs continuing to rise, these unclaimed reductions represent a crucial financial lifeline.
How to check your eligibility
Checking whether you qualify is simpler than many people realise. Most local authorities have online calculators, and numerous independent advice services offer free eligibility checks.
- Contact your local council directly - they can provide specific information about schemes in your area
- Use online benefit calculators through organisations like Citizens Advice or Turn2us
- Speak to financial support charities who specialise in council tax reduction
The application process is typically straightforward, and many councils allow backdating of claims, meaning you could receive refunds for overpaid tax.
As one financial advisor noted: "In this economic climate, no one should be paying more council tax than they're legally required to. It's worth ten minutes of your time to check - it could save you hundreds."
