Halifax has confirmed a £2,995 cash deposit limit at its self-service ATM-style terminals across 341 UK branches. Customers wishing to deposit larger sums must visit a branch counter where staff can handle higher amounts.
The limit applies to automated deposit machines that accept cash without queuing. Halifax also allows cheque deposits via its mobile app up to £10,000 daily, with higher limits available at branches or Post Offices.
For those without convenient branch access, Banking Hubs—shared spaces run by the Post Office—offer an alternative, open Monday to Friday, 9am to 5pm. Halifax may also provide a Community Banker at certain hubs on specific weekdays.
Other major banks, including Lloyds, Nationwide, NatWest, and Ulster Bank, enforce similar limits to combat fraud and comply with anti-money laundering regulations. A Halifax spokesperson advised customers to shield their PIN, use well-lit ATMs, and regularly review bank statements.