Three of Britain's most prominent high street banks are set to close a total of 71 branches next year, as the shift towards digital banking continues to reshape the financial landscape.
Major High Street Retreat Confirmed
Lloyds Banking Group has confirmed a sweeping programme of closures affecting its Lloyds Bank, Halifax, and Bank of Scotland subsidiaries throughout 2026. The decision, initially flagged earlier this year, is attributed directly to the rapid adoption of online and mobile banking by customers.
A spokesperson for the group stated that banking habits have transformed, with more than 21 million customers now using apps to manage their money. The closures form part of a strategy to balance digital convenience with in-person service, where demand remains.
The Full List of Affected Branches
The closure programme is extensive, impacting communities across England, Scotland, and Wales. The breakdown confirms 40 Lloyds Bank branches, 14 Halifax locations, and 17 Bank of Scotland sites will shut their doors.
The first closures are scheduled for the start of the new year, with the Alfreton, Havant, and New Addington Lloyds branches, alongside the Havant and Seaford Halifax branches, all closing on January 1, 2026. The final closures in this announced wave will occur in late October 2026.
Lloyds Bank Closures 2026
The 40 Lloyds branches scheduled for closure include: Alfreton (January 1), Ammanford (January 12), Bideford (January 13), Birmingham Harborne (October 8), Brigg (March 5), Camborne (October 7), Caterham (March 3), Chepstow (October 7), Chester-le-Street (January 14), Deal (October 10), Fleet (January 13), Gillingham, Dorset (January 8), Glossop (March 9), Gorseinon (October 10), Havant (January 1), Hedge End (January 21), Hedon (January 28), Houghton le Spring (March 10), Hucknall (March 4), Ivybridge (January 14), Lewes (January 19), Liverpool Breck Road (March 4), Manchester Moston (March 11), Mitcham (January 8), New Addington (January 1), Okehampton (March 25), Penzance (January 21), Peterlee Yoden Way (March 3), Petersfield (January 21), Ryde (October 7), Seaton (March 11), Sleaford (March 13), Stamford (October 13), Stoke-on-Trent (October 30), Swadlincote (January 20), Thornbury Avon (February 2), Totnes (January 8), Totton (October 12), Tunstall (March 9), and Wymondham (March 13).
Halifax Bank Closures 2026
The 14 Halifax branches closing are: Birmingham Bearwood (March 2), Buxton Spring Gardens (October 13), Camborne (October 7), Deal (January 22), Hastings (January 22), Havant (January 1), Horsforth (February 2), Middleton (January 8), Nelson (March 4), Peterlee (March 3), Seaford (January 1), Skipton (January 26), Wandsworth, London (January 15), and Yeovil (January 12).
Bank of Scotland Closures 2026
The 17 Bank of Scotland sites affected are: Alexandria (March 3), Annan (March 2), Bellshill (January 12), Bishopbriggs (March 4), Castle Douglas (January 22), Dingwall (March 25), Erskine (January 13), Gairloch (January 29), Glasgow (January 12), Grangemouth (October 18), Hawick (October 7), Helensburgh (March 5), Largs (March 25), Larkhall (January 8), Nairn (January 20), St Andrews (January 20), and Tain (January 12).
What Are Your Alternative Banking Options?
For customers affected by the bank branch closures, Lloyds Banking Group has outlined several alternatives. Customers of Lloyds, Halifax, and Bank of Scotland can use any branch across these three brands for everyday banking transactions.
Additionally, the Post Office network offers basic banking services, and customers are encouraged to check if a shared banking hub is planned for their local high street. For cash deposits, the group highlighted access to over 30,000 PayPoint locations nationwide.
The group emphasised its commitment to providing choice, stating it is bringing together the best in digital convenience with continued human support where needed, albeit through a consolidating branch network.
