Some younger state pensioners, those under 77, are set to receive a bumper July with two DWP state pension payments totalling up to £1,930.40 if they are paid on Fridays, Wednesdays, or Thursdays, according to The Express.
Who Qualifies for the Double Payment?
Individuals who reached state pension age from April 2016 onwards—known as new state pensioners—receive a higher weekly basic rate of £241.30, compared to £184.90 for older pensioners. This follows the recent Triple Lock boost, which added 4.8% in April 2026. However, new state pensioners miss out on some older schemes, such as Additional Pension payments.
Both older and new state pensioners can receive two payments in July due to the month's structure. New state pensioners are those who hit state pension age in 2016, meaning they would have been no older than 63 for women and 65 for men at that time, and up to 76 now.
How Payments Are Calculated
Although state pension figures are often reported weekly, the DWP actually pays state pension every four weeks. For each four-week period, new state pensioners with a full National Insurance record receive up to £965.20. The exact payment date depends on the last two digits of the individual's National Insurance number.
According to the DWP, those whose NI number ends in digits between 80 and 99 are normally paid on Fridays. Since July 2026 has five Fridays, these pensioners will receive two lump-sum payments, totalling a maximum of £1,930.40 for the month.
Impact of Incomplete Records
Pensioners with incomplete National Insurance records will receive lower amounts, calculated on a case-by-case basis when they first reach state pension age. The annual sum of basic rate payments for an older state pensioner comes to £12,547.60.
Future Tax Changes
The Chancellor has announced that state pensioners who exceed the £12,570 Personal Tax Allowance will not owe tax on their state pension, provided they have no other income. However, details of how this will work are yet to be revealed. HM Treasury has confirmed to The Express that Additional State Pension schemes for older pensioners will not be exempted from tax.
