Premium Bonds Shake-Up: New Odds for 2025
NS&I's Premium Bonds are undergoing a major overhaul. Discover how the new prize fund rate and structure could affect your odds of winning, from the £1 million jackpot to smaller payouts.
Category : Search result: UK personal finance
Lloyds slashes free overdraft from £250 to £50
Lloyds Banking Group shocks customers by reducing its interest-free overdraft buffer from £250 to a mere £50 from November, impacting millions across Lloyds, Halifax, and Bank of Scotland accounts.
Autumn Budget: 5 Financial Moves to Make Now
With the Autumn Budget on the horizon, financial experts reveal five essential steps to safeguard your finances, from pensions to property. Act now to stay ahead of potential tax changes.
UK Car Debt Crisis Echoes 2008 Financial Shock
Exclusive analysis reveals British drivers are buckling under a record £70 billion car finance burden, with soaring defaults threatening a 'Great Recession' style economic tremor. Discover the ticking time bomb in the UK's auto loan market.
Plum Launches Market-Leading 6.17% Easy-Access Cash ISA
Exclusive: The popular money app Plum launches a market-leading Easy-Access Cash ISA with a top-tier 6.17% AER rate, offering a savvy new way for UK savers to beat inflation and use their tax-free allowance.
Premium Bonds Beat Bond Market Bullies
Exclusive analysis reveals how National Savings & Investments' Premium Bonds are defying financial giants and complex markets, offering a compelling, accessible alternative for UK savers seeking security and the chance of tax-free wins.
Martin Lewis: Savings Apps Could Be Costing You Money
Money Saving Expert Martin Lewis reveals the hidden financial trap of popular 'round-up' savings apps and explains how to protect your cash.
Mum clears £36k credit card debt with simple method
A UK mother reveals her simple but effective 'snowball method' to become debt-free, paying off a staggering £36,000 in credit card debt on an average income. Her story is an inspiration to families struggling with the cost of living.
Revenge Savings: The New UK Money Trend Empowering Brits
Discover 'Revenge Savings', the post-pandemic financial phenomenon where Brits are shunning frivolous spending and building formidable savings pots instead. We explore the psychology behind the trend and its impact on the UK economy.
Minister panic over pension tax-free cash Budget raid
Exclusive: Treasury ministers are in panic mode over a potential Budget raid on pension tax-free cash, with experts warning it could devastate retirement plans and trigger a major political rebellion.
Clear Your Mortgage Using 1940s Frugal Habits
Discover how one UK homeowner paid off her mortgage in record time by adopting wartime thriftiness. Get her top 10 practical, modern-day frugal living tips that really work.
Tricolor Finance Collapse: Car Buyers Face Financial Ruin
Exclusive: Major UK car finance provider Tricolor enters administration, leaving customers with unresolved debts and undelivered vehicles. Full investigation into the consumer crisis.
Urgent Savings Alert: Check Accounts for Dormant Cash Now
Exclusive investigation reveals UK banks are sitting on billions in forgotten savings. Experts warn customers to act immediately to reclaim their cash before it's too late.
Martin Lewis's Urgent Premium Bonds Warning
Money Saving Expert Martin Lewis issues a critical alert for Premium Bonds holders, revealing why millions might be losing cash and the smarter savings alternatives you need to know about now.
Labour to Reform Lifetime ISA and Scrap Unfair Penalty
Exclusive: The new Labour government is set to reform the controversial Lifetime ISA, addressing the hefty withdrawal penalty that has trapped savers. This key move aims to boost support for first-time buyers and fix a flawed savings scheme.
Exact savings amount Brits need to avoid stress revealed
New research uncovers the magic savings number that brings Britons peace of mind and how many are falling dangerously short of this crucial financial buffer.
ISA Rates Crash Despite Bank of England Holding at 5.25%
UK savers face a harsh reality as average ISA rates fall dramatically, offering negative real returns despite the Bank of England's base rate remaining at 5.25%.
Budget Shock: Hunt Plans Pension Tax Relief Overhaul
Exclusive: Jeremy Hunt considers major overhaul of pension tax-free lump sum rules in the upcoming budget, potentially affecting millions of savers' retirement plans.
Plum App: AI Helps UK Savers Build £2 Billion Wealth
Exclusive: The Plum savings app uses cutting-edge AI technology to automate savings and investments, helping UK users save over £2 billion. Discover how it analyses spending patterns to grow your money effortlessly.
Gov't-Backed 6% Savings Rate Beats High Street Banks
Exclusive: A new government initiative is offering a market-leading 6% interest rate on savings, providing a major boost for savers across England and Northern Ireland amidst the cost-of-living crisis.
Premium Bonds Warning: £2,000 Could Cost You £70+ Yearly
Exclusive investigation reveals how millions of Premium Bonds holders are missing out on significant returns compared to best savings accounts. NS&I's flagship product under scrutiny.
Flourishing at 50: The Rise of Multi-Generational Homes
Exclusive report reveals a quiet social revolution sweeping the UK, as soaring numbers of adults in their fifties are choosing to live with their parents, driven by the cost-of-living crisis and a search for deeper family connection.
9 Banking Hacks to Slash Bills & Boost Savings
A leading money expert shares nine crucial but often overlooked banking tricks that can protect you from sneaky fees, maximise your savings, and put hundreds of pounds back in your pocket. Discover the easy switches you can make today.
September's Financial Squeeze: The New January Blues
UK shoppers are bracing for a brutal September as a perfect storm of back-to-school costs, rising bills, and early Christmas spending threatens to empty bank accounts. Experts reveal why this month is the new January for financial stress.
Social Media 'Car Envy' Costs UK Drivers Billions
Exclusive: A shocking new trend sees UK drivers spending billions on unnecessary car upgrades and modifications, driven by social media envy and 'keeping up with the Joneses' online. Experts warn of a personal finance crisis on our roads.
Gen Z's £1,000 Friendflation Crisis Exposed
Exclusive research uncovers how 'friendflation' is crippling Gen Z's social lives, with 18-24 year olds now spending over £1,000 more annually on socialising than older generations amid cost of living squeeze.
Wales Tops UK Wealth Growth as Southeast England Lags
A landmark study reveals a dramatic wealth shift in the UK, with Wales experiencing a remarkable financial surge while traditional economic powerhouses in Southeast and Northeast England face a relative decline in household prosperity.
Claim HMRC's £1,000 Tax-Free Savings Allowance Now
HMRC is urging UK savers to claim a new £1,000 tax-free savings allowance before the April 5th deadline. Discover how to protect your interest from the taxman and which accounts qualify.
Premium Bonds Tax Warning: HMRC Rule Change Hits Savers
Exclusive: Millions of NS&I Premium Bonds holders are being warned about a hidden tax trap. A major HMRC rule change means your tax-free prize could be at risk. Here's what you need to know to protect your cash.
The Ultimate Guide to Junior ISAs for UK Parents
Discover how Junior ISAs offer a powerful, tax-free way for parents and guardians to build a substantial nest egg for their children's future, with expert tips on choosing between cash and stocks & shares options.
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