With household bills continuing to climb, many UK families are searching for ways to cut costs. What most don't realise is that significant savings could be hiding in plain sight – specifically, on their TV licence.
Who Qualifies for a Free TV Licence?
Contrary to popular belief, free TV licences haven't completely disappeared. Several groups remain eligible for full coverage at no cost.
If you're aged 75 or over and receive Pension Credit, you're entitled to a fully funded TV licence. This applies regardless of whether you live alone or with someone else who is also over 75.
Registered blind individuals qualify for a 50% discount on their TV licence. If you're both registered blind and over 75, you can combine benefits to get your licence completely free.
The Over-75s Rule: What Changed?
The landscape changed significantly in August 2020 when the BBC took over responsibility for funding free licences for over-75s. The corporation subsequently restricted the benefit to those receiving Pension Credit, creating confusion for many pensioners.
If you turned 75 after August 2020, you'll need to be receiving Pension Credit to qualify for a free licence. Those who had a free licence before the change could continue under transitional arrangements.
How to Apply for Your Discount
- For over-75s: Apply online through the TV Licensing website or call 0300 790 6117. You'll need your National Insurance number and proof of Pension Credit eligibility.
- For blind individuals: You can apply using your BD8 or CVI (Certificate of Visual Impairment) certificate. The application process is straightforward and can be completed online or by post.
Don't Get Caught Out
Failing to have a valid TV licence when required could result in a fine of up to £1,000, plus legal costs. The TV Licensing authority uses detection technology and regular patrols to identify evaders.
Remember: You need a TV licence to watch or record live TV on any channel, or to use BBC iPlayer. This applies regardless of the device you're using – whether it's a television, computer, tablet, or mobile phone.
With proper planning and awareness of the available concessions, thousands of households across Britain could be watching legally while keeping more money in their pockets.
