The Department for Work and Pensions (DWP) is urging people to verify their State Pension age as a significant change takes effect. The pension age is gradually increasing from 66 to 67, a process that began in April and will continue until March 2028.
Who Is Affected by the State Pension Age Change?
Individuals born between April 6, 1960, and March 5, 1961, will see their retirement age pushed beyond 66. The exact age depends on their date of birth, meaning some may have to wait several extra months before becoming eligible for their pension.
The DWP stated: "Between April 2026 and March 2028, the State Pension age will gradually rise from 66 to 67, affecting those born on or after 6 April 1960."
How to Check Your State Pension Age
The DWP encourages people approaching retirement to use the free State Pension age calculator on GOV.UK. You only need your date of birth to find your exact pension age. Additionally, the Check your State Pension forecast tool can help estimate how much you might receive and whether you can increase it, for example, by filling gaps in your National Insurance record.
Important: The State Pension does not start automatically. You must actively claim it when you reach the correct age. The Pension Service usually sends an invitation letter about four months before you reach State Pension age, explaining how to apply.
Current State Pension Payment Rates
The full New State Pension is now worth £241.30 per week, equating to £995.20 every four-week payment period. The exact amount depends on your National Insurance record. Most people need around 35 qualifying years of National Insurance Contributions (NICs) to receive the full amount. Those with fewer years may get a reduced pension, but a minimum of 10 years of NICs is required to qualify for any State Pension payments.
Future Changes to the State Pension Age
The increase from 66 to 67 is part of long-term government plans to reflect rising life expectancy and the growing cost of funding pensions. Further increases are already planned, with the pension age expected to rise to 68 in the mid-2040s, though the exact timetable remains under review. For now, the DWP emphasises the importance of ensuring people approaching retirement understand when they become eligible and how to claim their State Pension.
