Nationwide Building Society, the world's largest building society, has released new findings from its UK Youth Poll, conducted in partnership with the John Smith Centre. The research reveals that young adults aged 18 to 29 are experiencing considerable disillusionment with their circumstances in 2026.
Key Concerns for Young Adults
The poll highlights that concerns around politics, housing, employment opportunities, and financial security are weighing heavily on young minds. Nearly two-thirds of young people believe they will be worse off than their parents, yet the majority maintain a positive outlook for the future.
Specific anxieties include money worries (45%), employment uncertainty (33%), and difficulties securing stable housing (25%). Additionally, 26% expressed concern about artificial intelligence affecting their career prospects, though 21% view AI as beneficial for education.
Resilience Amid Challenges
Despite these challenges, the poll shows young people are meeting adversity with grit and forward-thinking ambition. Confidence in surpassing parents' living standards dropped from 63% in 2025 to 36% in 2026, but 63% remain hopeful about what lies ahead. Young people are eager to engage politically and socially, determined to shift the perception of their generation from 'lazy' to diverse and driven.
Dame Debbie Crosbie, CEO of Nationwide Building Society, commented: "More and more young people and students are choosing Nationwide for their banking. We want to understand what's important to them, so we can help them thrive at every stage of life. The concerns raised in this year's poll show we need to focus on building financial resilience and tackling housing affordability."
Financial Worries in Detail
Separate Nationwide findings delve into financial worries. While most 18-29-year-olds feel broadly upbeat about their lives, this positivity does not extend to their finances. Over half (51%) are anxious about their income levels, and fewer than three in ten (29%) consider their finances comfortable. Housing affordability is a significant worry for 54%, and only 58% of those hoping to get onto the housing ladder believe they will achieve this goal.
To address these issues, many young adults are taking proactive measures. Over the past three months, 54% have cut back on expenditure, and 43% have tried to boost their earnings. This includes 14% applying for new jobs, 16% working extra hours, and 11% exploring side hustles or entrepreneurial ventures.
