Brits are urged to check for unclaimed benefits this summer, as over seven million households are missing out on £24 billion in financial support. The latest report from Policy in Practice reveals that many people are unaware they qualify for benefits such as Universal Credit, Pension Credit, and Carer's Allowance. While take-up is improving in some areas, particularly for Pension Credit, the overall system remains fragmented.
Key Findings from the Report
The Policy in Practice report indicates that 761,000 pensioners are missing Pension Credit, 1,671,000 working-age adults are not claiming Universal Credit, 553,000 are missing Carer's Allowance, and 742,000 families are not receiving Child Benefit. Official figures show take-up has risen from 63% to 65%, but the total unclaimed amount remains staggering.
Expert Commentary
Claire Atchia McMaster, Director of income and external affairs at Turn2us, said: "At Turn2us, we hear from people every day who feel like they’re being locked out of a system that should be supporting them. This new research exposes the consequences of a complex social security system that demoralises people and treats them like children when they try to access support." She added that reforms must prioritise rebuilding trust in the Department for Work and Pensions (DWP).
How to Check for Unclaimed Benefits
Using a free, confidential benefits calculator can take just 15 minutes and could ease financial pressure. People on low incomes may be eligible for Council Tax Reduction, worth up to £900 a year in Scotland. Older people on low incomes could receive an average of £4,300 through Pension Credit, which also unlocks other support.
Pension Credit Eligibility
Pensioners can use the online Pension Credit calculator on GOV.UK or call the helpline at 0800 99 1234. Expert help is available from Independent Age, Income Max, Citizens Advice, and Age UK.
Disability Benefits
People under State Pension age with health conditions could claim Adult Disability Payment or Personal Independence Payment (PIP), worth between £30.30 and £194.60 per week. Those over State Pension age could claim Pension Age Disability Payment or Attendance Allowance, worth £76.70 or £114.60 per week.
Who Should Check?
You should check if you are temporarily unable to work, on a low income, over State Pension age, made redundant, looking for work, raising a family, caring for someone, or have a disability or health condition. The calculators from Turn2us, Entitledto, and Policy in Practice can help.
What You Need to Start
Gather details on savings, income, existing benefits, outgoings, and your latest Council Tax bill. The process takes about 10 minutes and is free and confidential.
