New 'three-year rule' for unmarried couples living together planned
New three-year rule for unmarried couples planned

The government has unveiled major proposals to grant new legal rights to unmarried couples living together in England and Wales, addressing a long-standing gap in protection. Currently, cohabiting couples have almost no legal entitlement to inherit money or property if their partner dies, regardless of the duration of their relationship. The new 'cohabitation framework' would change this outdated system.

Key proposals

Under the plans, couples who have lived together for at least three years — or less if they have children — would gain financial rights. This could benefit more than 3.5 million couples across England and Wales. The reforms aim to provide security and certainty when relationships end, whether through separation or death.

What the government says

Deputy Prime Minister David Lammy stated: "When a relationship comes to an end, each partner should have the support and certainty they need to rebuild their life." The proposals also seek to help domestic abuse survivors achieve financial independence and would make pre-nuptial agreements legally binding for the first time.

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Expert warnings

Family law expert Joanne Edwards highlighted that 47% of people still wrongly believe in 'common law marriage' — a myth that leaves many vulnerable. "They find out, all too starkly, all too late, that they don't have rights," she said. The consultation runs for 10 weeks until August 14, inviting views from the public and legal professionals.

Next steps

The government encourages feedback during the consultation period to shape the final legislation. These landmark reforms could transform the legal landscape for millions of unmarried couples, offering them the protection they currently lack.

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