With the cost of living rising, pet owners are increasingly worried about affording care for their animals. A survey of 4,000 people for the RSPCA found 78% of owners believe the crisis will negatively impact their pets, and 19% are concerned about feeding them. A large-breed dog can cost £30,000 over its lifetime, while a cat may cost £24,000, according to PDSA vet Lynne James.
To save on food, the RSPCA suggests buying cheaper pet food that still meets nutritional needs, or mixing a cheaper brand with the usual product to extend it. For dogs and cats, large bags of dry food are more expensive upfront but cheaper overall than wet food. Always consult a vet before making major dietary changes.
For pet care while at work, doggy daycare can cost £3,456 a year, but alternatives exist. The RSPCA recommends asking friends or family to help, or setting up a local community group for pet care. The service BorrowMyDoggy connects owners with local dog lovers; owners pay an annual £44.99 fee, and no money changes hands between parties.
Unexpected vet bills can be costly, with checkups costing £40–£60 and treatments running into thousands. Insurance is highly recommended. Average monthly premiums are £24.94 for dogs and £17.54 for cats, according to MoneySuperMarket. Policies vary, with lifetime cover offering annual limits that reset, while accident-only policies are cheaper but more limited.
