November 2023 has brought life-changing fortunes for two Premium Bonds holders, each scooping the coveted £1 million jackpot. National Savings and Investments (NS&I) has announced the latest winners, sparking excitement among savers nationwide.
Who Are the Lucky Winners?
This month’s millionaires include a bondholder from Surrey, who purchased their winning bond (number 469KH251365) in July 2023 with a £5,000 investment. The second top prize went to a saver in Hampshire, holding bond number 424XS574847, bought in August 2020 with a £10,000 stake.
How to Check If You’ve Won
NS&I’s prize draw allocates over 5.7 million tax-free prizes worth more than £444 million this month. To see if you’re among the winners:
- Use the official NS&I prize checker online or via the app.
- Check your NS&I dashboard for notifications.
- Look out for a yellow envelope – NS&I still sends physical prize notifications.
What’s New for Premium Bonds?
While the prize fund rate remains at 4.65%, NS&I has adjusted odds slightly – now 21,000 to 1 for winning any prize. The smallest payout remains £25, but with more lower-tier prizes added recently.
Remember, prizes under £5,000 are automatically reinvested unless you’ve opted for direct payment. Major wins always trigger personal notification from NS&I.
