Plymouth, Stafford and Wigan have been named the UK's top housing hotspots for 2025, according to new analysis from Lloyds Bank. The port city of Plymouth in Devon saw the steepest rise in property values, with an average increase of 12.6% compared to the previous year.
Stafford and Wigan also recorded double-digit growth, with prices up by 12.0% and 10.5% respectively. Other locations in the top 10 include Wakefield, Mansfield, Woking, Liverpool, Rugby, Falkirk and Hull.
Amanda Bryden, head of mortgages at Lloyds, said: 'Our customers’ dream homes are found in pockets around the UK and we’ve supported thousands of people to take their next home-buying step this year. While property prices play a role, choosing where to live is also about finding a place that feels right.'
In contrast, the South East dominated areas where home values fell or grew most slowly. Crawley and High Wycombe recorded the sharpest declines, with values falling by 8.9% and 7.4% respectively. Chester saw a 6.4% drop, while Cardiff experienced a 5.2% fall despite an overall rise in Wales.
On a regional level, Northern Ireland led with growth of 5.8%, while London saw a slight decline of 0.1%. The North West of England recorded growth of 3.7%. Lloyds compared the 12 months to October 2025 with the same period to October 2024, using its own mortgage data.
