Tax Day has arrived for 2025 returns, but last-minute filers still have time to submit their taxes or request an extension. The deadline is Wednesday, and an extension grants until October 15 to file, though any taxes owed must be paid by the original deadline to avoid penalties and interest.
Tax professionals advise gathering all documents in one place before starting, including prior-year returns if your finances have changed significantly. Creating an Identity Protection PIN with the IRS can help guard against identity theft; once set, the PIN is required to file your return.
To request an extension, use tax software, the IRS Free File tool, or mail a form. However, the extension only covers filing, not payment. If you owe taxes, estimate and pay by Wednesday to avoid penalties. If expecting a refund, you will still receive it after filing.
Some taxpayers, such as military members and those living abroad, automatically get a two-month extension to June 15, but most payments are still due April 15. To avoid common errors, ensure your name on the return matches your Social Security card; if you changed your name after marriage but haven't updated it with the Social Security Administration, use your former name. If a W-2 has an incorrect name, contact your employer.
For those who opted out of paper mail, check online accounts for tax statements. If you had multiple jobs in 2025, collect all W-2 forms. The IRS Free File program offers free guided preparation for incomes of $89,000 or less, and an interactive tax assistant tool is available for questions. Licensed professionals, such as CPAs, and free help through VITA (for incomes up to $69,000, disabilities, or limited English) and TCE (for age 60+) are also options.
