9 Freebies and Discounts for Over 60s Before State Pension Age
9 Freebies and Discounts for Over 60s Before State Pension Age (29.09.2026)

People aged 60 and over can access a range of freebies and discounts even before they reach state pension age, according to Money Magpie expert Vicky Parry. These offers include free bus passes, help with food and ticket costs, and other savings based solely on age.

Free Bus Pass Rules Vary by Region

The free bus pass scheme has different rules across the UK and can vary between councils and constituent nations. In Scotland, Wales, and Ireland, people can apply when they turn 60. In England, applicants must be of state pension age, except in London, where a free bus pass is available at 60.

Coach and Rail Discounts

Over 60s in England and Wales can buy a Senior Coachcard for £30 (plus £3 postage and packing) to get a third off National Express coach fares. Additional discounts include £15 anywhere returns on Tuesdays, Wednesdays, and Thursdays when booked three or more days in advance, plus 15% off adult Fully Flexible fares.

A Senior Railcard costs £35 per year or £80 for three years, offering savings on a wide range of tickets, including First Class, Standard, Advance, and off-peak bookings – except for morning peak-time journeys in London and the South East.

Free Tube Travel in London

Those over 60 can get a 60 London Oyster Photocard, allowing free travel on TfL services from 9am on weekdays and anytime at weekends and bank holidays. This is useful for London residents and visitors to the capital alike.