Lloyds Bank has confirmed a significant wave of branch closures, with 16 locations set to shut their doors in January 2026. This move is part of a broader strategy by Lloyds Banking Group, which will also see a further 15 Halifax and 40 Lloyds branches close nationwide throughout the year.
The Accelerating Decline of the High Street Branch
The planned closures are the latest in a long-term trend reshaping Britain's banking landscape. According to data from the consumer champion Which?, a staggering 6,626 bank and building society branches have closed across the UK since January 2015. This equates to an average of around 53 closures every month, representing approximately 67% of the network that was operating at the start of that period.
A spokesperson for Lloyds Banking Group pointed to a fundamental change in customer behaviour as the driving force. "The way people are banking has changed, with over 21 million customers choosing apps to manage their money," they stated. The group emphasised its commitment to providing choice, blending digital convenience with in-person service where needed.
Alternative Banking Options for Customers
For customers affected by the closures, Lloyds has outlined several alternative ways to bank. Alongside their mobile app, customers can use any remaining Lloyds, Halifax, or Bank of Scotland branch. Everyday banking services are also available at Post Office counters and the emerging network of shared banking hubs.
Furthermore, the group highlighted that customers can deposit cash at over 30,000 PayPoint locations across the country, offering a vital service for those who still rely on physical money transactions.
Complete List of January 2026 Lloyds Closures
The branches scheduled for closure in January are spread across England and Wales. The confirmed list with closure dates is as follows:
- Alfreton - January 1, 2026
- Ammanford - January 12, 2026
- Bideford - January 13, 2026
- Chester-le-Street - January 14, 2026
- Fleet - January 13, 2026
- Havant - January 1, 2026
- Hedge End - January 21, 2026
- Hedon - January 28, 2026
- Ivybridge - January 14, 2026
- Lewes - January 19, 2026
- Mitcham - January 8, 2026
- New Addington - January 1, 2026
- Penzance - January 21, 2026
- Petersfield - January 21, 2026
- Swadlincote - January 20, 2026
- Totnes - January 8, 2026
The closure of these 16 sites in January marks just the beginning of a more extensive withdrawal from the high street for Lloyds Banking Group in 2026. With an additional 55 branches slated to follow, communities nationwide must prepare for a continued shift towards digital and shared banking services.
