Huyton Village will lose its last bank branch when Lloyds Bank on Sherborne Square closes on November 9, leaving residents without a cash machine in the village centre.
The closure follows the Halifax branch on Derby Road in Huyton, which is set to shut on November 4. A Lloyds branch on Cherryfield Drive in Kirkby is also scheduled to close on June 23, 2027. The closures were announced in June 2026 by Lloyds Banking Group (LBG), which said three branches would close within the next year.
Campaigners call for halt to closures
A residents' campaign group, Save Our Bank Branches, has urged the banks to stop or delay the closures. Resident Kai Andersen said: "We will not have a cash machine in the village centre after this. If someone needs to get cash out for a decorating job or whatever it is, they will not be able to get it on a Sunday after November 9 because there will be no ATM or cash machines."
He added: "There will be nowhere within walking distance of the town centre to get cash out. It's our wages, our benefits, our pensions, our savings in that bank. It doesn't belong to them, it belongs to us and they're taking away our access to a bank branch."
Concerns over alternative cashpoints
Although a Post Office is nearby, Andersen said it is often overcrowded. People may be able to reach a cashpoint at the nearest Asda, but he raised concerns about its location: "You've got to cross a main road, a main bus road, go down some steps and walk into the open with no shelter. It's not really that secure and it's out in the open."
He also said: "You're then moving people away from the town centre to go to the Asda, where they're more likely to do their shopping instead of coming back into the centre." Andersen felt it was "inevitable" the Halifax branch could not be saved, but said "it doesn't make sense to close the Lloyds as well four or five days later".
He said: "People won't be able to get their benefits, wages, pensions out because not everyone wants to stand outside. It's very vulnerable getting your cash out of a machine in the open like that. Who wants to be getting £100 in cash in a place where you've got other people looking over your shoulder. It's not comfortable getting cash out when there are people standing around."
Lloyds response
In response to local objections, a spokesperson from Lloyds Banking Group said: "With access to one of the biggest branch networks in the UK, alongside local banking options like our Community Bankers, the nearby Post Office, PayPoint, plus our leading apps and 24/7 messaging service, we offer our customers more choice and convenience than ever before."
Lloyds added that a majority of its customers choose to use the bank's apps or online banking for convenience. It said customers were contacted to let them know about alternative local banking services, with staff at the branches offered roles at other branches or parts of the business.
