Barclays is offering up to £300 in free cash incentives for customers who switch their current account. The £300 "rewards" are split into two parts: an initial £150 lump sum, followed by an extra £30 a month for up to five months if you continue to meet key account criteria.
Who is eligible for the offer
The offer is available for new UK customers aged 18 and over who switch via the official Current Account Switch Service (CASS). However, there are a number of circumstances in which a banking customer will not be eligible.
The £300 sum is broken down into an upfront switch reward and an ongoing monthly engagement bonus:
- Initial £150 Switch Reward: Paid after you complete a full switch, move over three active Direct Debits, pay in at least £2,000 in salary, and make at least 10 debit card transactions within 30 days of opening the account.
- Monthly Engagement Reward (up to £150): Earn £30 a month for up to five consecutive months by continuing to deposit at least £2,000 in salary and completing 10 debit card purchases each qualifying month.
How to get the £150 switching bonus
1. Apply through the app. Download the Barclays app and open a new sole Barclays Bank Account. You must start your application in the app and complete it within 21 days.
2. Complete a full switch. Select 'Switch to Barclays' inside the app within 30 days of account opening. The switch must be a full transfer via CASS from another UK bank or building society and include at least three active Direct Debits.
3. Meet the spending and pay-in rules. Pay a salary of at least £2,000 into the new account and complete a minimum of 10 debit card transactions within 30 days of opening to trigger the initial £150 payout.
Who won't be eligible
You won't be eligible if:
- You don't have a mobile number to use in the Barclays app to open the Barclays Bank Account.
- You already have any open Barclays Current Account on or before the offer started on October 1, 2026. This includes but isn't limited to a Barclays Bank Account, student or graduate account, or a Premier Current Account.
- You're only eligible for a Barclays Basic Current Account.
- You've received a CASS bonus from us in the past.
- You're opening a joint account.
- You requested to switch in an account before this offer was made available or after it closed.
- You requested to switch in an existing account from Barclays.
How to get the ongoing £30 monthly rewards
Once the initial £150 switch reward has landed, you can unlock an additional £30 each month for the next five months. To receive the £30 payment each month, you must:
- Have qualified for and received the original £150 switch bonus.
- Pay at least £2,000 in salary into the account during that qualifying month.
- Complete at least 10 eligible debit card purchases using your Barclays debit card (transactions must clear and cannot be left pending at the end of the period).
- Keep the sole Barclays account open and active on the scheduled payment date.
You won't be eligible if:
- You did not qualify for and receive the £150 Switch Reward first.
- You failed to complete 10 eligible debit card transactions during the relevant monthly qualifying period.
- Some or all of your debit card transactions are still pending at the end of the qualifying period.
- Your debit card transactions did not take place on the eligible Barclays account linked to the offer.
- Salary payments totalling at least £2,000 were not paid into the eligible account during the qualifying month.
- The account was closed before the £30 Engagement Reward payment date.
- You failed to meet both the debit card transaction requirement and salary funding requirement within the same qualifying month.
- You've already received the maximum of five £30 Engagement Reward payments under the offer.
- You do not meet any other conditions of the offer, including any fraud, account conduct or eligibility restrictions that may apply to the underlying switch offer.
