A fresh warning has been issued to iPhone users over a sophisticated scam that could drain thousands of pounds from bank accounts in minutes. The scam involves fake Apple Pay 'fraud alerts' sent via text message, claiming a fraudulent transaction has been made and urging immediate action.
Victims are told their money is at risk and are instructed to move funds to a 'safe account', withdraw cash, or send money via Apple Pay or gift vouchers. The messages appear plausible due to the use of stolen personal details. Consumer Affairs, the consumer advocacy group, explained that the scam relies on social engineering rather than hacking.
In one case, a victim received a text and was directed to call a number, which connected her to a scammer posing as an investigator. She nearly lost $15,000 (£11,100) before a bank worker intervened. Consumer Affairs warned that the scam tricks people into authorising payments themselves, making recovery difficult.
Users are advised to be wary of unsolicited messages from Apple Pay, especially those demanding urgent action or containing links or phone numbers. Instead, they should check Apple Pay activity directly on their device and contact Apple or their bank using official numbers. Apple also urges users to report suspicious texts by emailing reportphishing@apple.com.
Remember, Apple, Microsoft, and Google never contact users asking them to call a number or visit a specific website. Banks never ask for full passwords or PINs over the phone. If you receive a suspicious call claiming to be from Apple, simply hang up.
