When we think about dating, saving and budgeting are not usually the first things that come to mind. However, being good with money is now considered one of the most attractive traits in a partner.
Financial Responsibility Rises in Importance
Nearly one in three people believe that being adept at managing finances is one of the most appealing personal characteristics, even more than being outgoing, family-oriented, or ambitious. This sentiment is particularly strong among millennials, with 35 per cent of them considering it a top trait, and 56 per cent admitting they would end a relationship due to poor money management.
The study, conducted by investment app XTB among 2,000 British adults, found that trustworthiness (60 per cent), a sense of humour (53 per cent), and kindness (42 per cent) remain the top relationship traits. However, financial responsibility has climbed the ranks.
Shift in Attitudes Towards Money
Joshua Raymond of XTB commented: 'Attitudes towards money have shifted, with financial responsibility increasingly seen as a sign of maturity rather than being something dull or restrictive. As the cost of living continues to shape everyday decisions, it's not surprising younger people are finding financial responsibility a more significant trait. For many, being good with money signals reliability and forward-thinking, which are qualities people want in a lasting relationship.'
The research also revealed that the average age people start looking for a financially astute partner is 26, with 51 per cent of adults focusing on this more now than a decade ago. Only 12 per cent would prefer a partner who spends money generously, compared to 56 per cent who favour someone focused on saving and financial security.
Financial Savvy as a Desirable Quality
Overall, 78 per cent agreed that being good with money is an attractive trait in a partner. This is because it demonstrates responsibility (67 per cent), reduces stress around money (56 per cent), and provides a sense of future security (50 per cent). Additionally, 34 per cent expect a potential partner to be financially responsible, while 41 per cent think it is important but can be worked on. A further 14 per cent find it appealing if a partner invests in stocks and shares.
